A new report examines individual eligibility for federal premium subsidies in Health Insurance Exchanges when employer-sponsored or public coverage is not available to them. Both federal premium subsidies and state or federally-run Health Insurance Exchanges are features starting in 2014 under the Affordable Care Act (ACA).
While most individuals will be required to have or buy health insurance coverage – and individuals earning up to 400 percent of the federal poverty level would receive premium subsidies through Exchanges – it is still unclear how many currently uninsured will enroll in exchanges once they are made available in 2014.
The report, by Center for Studying Health System Change (HSC), discusses:
- Health insurance coverage for adults between the age of 19 and 64
- The health standing and characteristics of exchange-eligible individuals
- Risk-aversion among those insured and uninsured
- General attitudes around health insurance and its value
- Policy implications and enrollment decisions
- Expected exchange enrollment levels and outreach initiatives
To read or download the full report, click here (PDF).