Members of Congress and retired Members are eligible for health insurance coverage under the same system as other federal employees – the Federal Employees Health Benefits Program (FEHBP).  Under the Affordable Care Act, Congressmen and Senators, as well as Congressional staff, must receive their health coverage through the Health Insurance Exchanges.

Congressmen and Senators may also participate in the Federal Flexible Spending Account Program (FSAFEDS) to set up tax-exempt flexible spending accounts for reimbursement of health care, child care, and elder care expenses not otherwise reimbursed or covered by health insurance.  They may also enroll in the Federal Employees Dental and Vision Insurance Program (FEDVIP) for supplemental dental and vision insurance coverage and apply for long-term care coverage under the Federal Long Term Care Insurance Program (FLTCIP).

The health care benefits for Members of Congress and retired Members is nicely described in a new report by the Congressional Research Service (CRS), the policy research shop of the Library of Congress.

Another new CRS report describes the retirement benefits taxpayers provide to retired Members of the House and Senate.


Kip Piper is a Medicare, Medicaid, and health reform consultant, speaker, and author.  A senior consultant with Sellers Dorsey, a national healthcare consultancy, as well as an advisor with Fleishman-Hillard and TogoRun.  Kip advises health plans, hospitals and health systems, states, drug and device manufacturers, and investment firms throughout the U.S.  For more, visit  Follow on Twitter at @KipPiper and connect with Kip on LinkedIn.